提现模式详解

// 估算池化提现费用
const pooledEstimate = await api.post('/settlements/estimate', {
  amount: '1000.00',
  currency: 'USDT',
  network: 'ETHEREUM',
  withdrawalMode: 'POOLED'
});
 
console.log('池化提现预估：');
console.log('平台手续费：', pooledEstimate.platformFee);
console.log('Gas费用：', pooledEstimate.estimatedGasFee); // 0
console.log('净到账：', pooledEstimate.netAmount);
console.log('预计到账时间：', pooledEstimate.estimatedArrival);
 
// 估算即时提现费用
const instantEstimate = await api.post('/settlements/estimate', {
  amount: '1000.00',
  currency: 'USDT',
  network: 'ETHEREUM',
  withdrawalMode: 'INSTANT'
});
 
console.log('即时提现预估：');
console.log('平台手续费：', instantEstimate.platformFee);
console.log('Gas费用：', instantEstimate.estimatedGasFee); // 实际Gas费
console.log('净到账：', instantEstimate.netAmount);
console.log('预计到账时间：', instantEstimate.estimatedArrival);

// 池化提现
const pooledWithdrawal = await api.post('/settlements', {
  amount: '1000.00',
  currency: 'USDT',
  network: 'TRON',
  withdrawalAddress: 'TN3W4H6rK2ce4vX9YnFQHwKENnHjoxb3m9',
  withdrawalMode: 'POOLED'
});
 
// 即时提现
const instantWithdrawal = await api.post('/settlements', {
  amount: '5000.00',
  currency: 'USDT',
  network: 'ETHEREUM',
  withdrawalAddress: '0x742d35Cc6634C0532925a3b844Bc9e7595f0b0d0',
  withdrawalMode: 'INSTANT'
});

// 每周定期提现，使用池化模式
async function weeklySettlement() {
  const balance = await getBalance();
  
  if (balance > 100) {
    await createWithdrawal({
      amount: balance,
      withdrawalMode: 'POOLED'
    });
  }
}
 
// 每周五下午5点执行
schedule.every('friday at 17:00', weeklySettlement);

async function smartWithdrawal(amount) {
  // 获取两种模式的费用估算
  const [pooled, instant] = await Promise.all([
    estimateFee(amount, 'POOLED'),
    estimateFee(amount, 'INSTANT')
  ]);
  
  // 计算费用差异
  const feeDifference = instant.totalFee - pooled.totalFee;
  const feePercentage = (feeDifference / amount) * 100;
  
  // 如果费用差异小于0.5%，选择即时提现
  if (feePercentage < 0.5) {
    return 'INSTANT';
  }
  
  // 如果金额大于5000，考虑即时提现
  if (amount > 5000 && feePercentage < 1) {
    return 'INSTANT';
  }
  
  // 其他情况选择池化提现
  return 'POOLED';
}

// 累积小额提现，批量处理
const pendingWithdrawals = [];
 
function addWithdrawal(amount) {
  pendingWithdrawals.push(amount);
  
  const total = pendingWithdrawals.reduce((a, b) => a + b, 0);
  
  // 累积到1000 USDT后统一提现
  if (total >= 1000) {
    processBatchWithdrawal(total);
    pendingWithdrawals.length = 0;
  }
}
 
async function processBatchWithdrawal(total) {
  await createWithdrawal({
    amount: total,
    withdrawalMode: 'POOLED'
  });
}